.back1
{  
  color: #31679D; background-color: #EFEFEF; border: #000000;
}

.back2
{  
  color: #000000; background-color: #F5E193;
}

.back3
{  
  color: #000000; background-color: #FFFFFF;
}

a:link
{
 color:#000080; text-decoration: none;
}

a:active
{
 color:#000080; text-decoration: none;

}

a:visited
{
 color:#000080; text-decoration: none; 
}

a:hover
{
 color:#800000; text-decoration: underline;
}

body
{
 background-color: #FDF9EA; margin-top: 0;
 font-family: Verdana, Arial, Helvetica;
 font-size:12px; 
}

P 
{
 margin-top: 0; margin-bottom: 0;
 font-family: Verdana, Arial, Helvetica;
 font-size:12px;
 line-height: 140%;

}

hr
{
  height: 1; color: #800000;
}

h1, h2, h3, h4, h5, h6
{
  color: #800000;
  font-family: Verdana, Arial, Helvetica;
}

td
{
  font-family: Verdana, Arial, Helvetica;
  font-size:12px; 
  line-height: 140%;

}